• LL.D. candidate, East China University of Political Science and Law
• LL.B., Central South University
• LL.M., National Chung Cheng University, Taiwan

• 2025 Lvxinshe Annual Benchmark Case
• 2025 Lvxinshe Annual Ranking: Top 20 Client-Recommended Lawyers (Yangtze River Delta)
• 2025 Lvxinshe Annual Ranking: Top 40 Elite Lawyers Under 40
• 2025 LegalOne Stellar Accolade - Insurance
• Outstanding Young Lawyer of the 5th Session, Hongkou District, Shanghai
• Excellent Lawyer’ of Shanghai Landing Law Offices in 2019.
• Excellent Young Lawyer’ of Shanghai Landing Law Offices in 2018.

• Member of the Revolutionary Committee of the Chinese Nationalist Party
• Member of the Legal Committee of the Shanghai Insurance Society
• External Tutor of Shanghai University Law School (also)
• Tutor of Master's Degree of Shanghai University of International Business and Economics (also)
• Supervisor of Guangzhou Internet Medical Development Research Association
• Signed author of insurance law column in LEXIS (China) database
• Regular contributor to Shanghai Insurance Magazine
• Editor-in-chief of Randy's Insurance Law Special Issue

1. Research on Jurisdiction Clauses in Mainland China Cargo Bills of Lading, Taichung Bar Association Newsletter (Taiwan), Vol.16, Issue 5, February 2014.

2. Research on Performance Delay—Enlightenments Drawn from Civil Law Experience in Taiwan Region, Journal of Yunnan University (Law Edition), Vol.27, Issue 6, November 2014.

3. Research on Constitutive Elements of "Accident" and Distribution of Burden of Proof in Cross-Strait Insurance Laws, Journal of Central South University (Social Science Edition, CSSCI), April 2015.

4. Legal Issues in Litigation Property Preservation Liability Insurance, China Insurance News; included in Insurance Law Theory and Practice edited by China Insurance Industry Association, March 2016.

5. Whether the Cash Surrender Value of Insurance Policies Is Enforceable, Shanghai Insurance; simultaneously included in LexisNexis Insurance Database, November 2017.

6. Practical Insight into Indemnity of Litigation Preservation Liability Insurance—Prevention of Preservation Damage Disputes, Shanghai Insurance; simultaneously included in LexisNexis Insurance Database, October 2018.

7. Booming Internet Hospitals: How to Protect Personal Privacy, Health News, May 2018.

8. Is Altitude Sickness Covered by Travel Insurance?, Health News, June 2018.

9. Disease or Accident? Whether Altitude Sickness Constitutes an Insured Event, Shanghai Insurance; simultaneously included in LexisNexis Insurance Database, July 2018.

10. Validity of Agreed Indemnity Limit per Occurrence and Relevant Claim Settlement Issues—Also on Insurers’ Obligation of Prompting and Explanation, Shanghai Insurance; simultaneously included in LexisNexis Insurance Database, July 2018.

11. Intersection of Insurance and Enforcement—Brief Discussion on Enforcement of Cash Surrender Value of Life Insurance Policies, Shanghai Insurance; simultaneously included in LexisNexis Insurance Database, December 2018.

12. Application of the Obligation of Prompting and Explanation in Online Insurance Subscription, Shanghai Insurance; simultaneously included in LexisNexis Insurance Database and Proceedings of Cross-Strait Insurance Law Forum hosted by Beihang University in 2019, September 2019.

13. Is Death Caused by Drinking an Accident?—Commentary on Zhao Qing & Zhu Yufang v. MetLife Accident Insurance Contract Dispute Case, Shanghai Insurance, August 2019.

14. Appropriateness Research on "Payment of Insurance Premium" as the Effective Condition of Insurance Contracts—Centering on Article 97 of the Minutes of National Court Work Symposium on Civil and Commercial Trials, Shanghai Insurance, January 2020.

15. Are Infectious Diseases Deemed Accidental Injuries?—Commentary on Chen v. Ping An Life Insurance Personal Insurance Contract Dispute Case (Mar.18, 2020), simultaneously included in LexisNexis Insurance Database, reprinted by Jiangsu Insurance, February 2020; also published on official WeChat account Trial Research, April 2020.

16. Claim Settlement Disputes Arising from Inconsistent Insured Occupations—Contra Proferentem Rule of Insurance Clauses, simultaneously included in LexisNexis Insurance Database, February 2020.

17. Why Are Insurance Agents Held Liable by Insured Persons—Obligation of Prompting & Explanation and Validity of Signed-by-Proxy Acts, simultaneously included in LexisNexis Insurance Database, March 2020.

18. Insurance Issues Related to COVID-19 Pandemic—Also on Judgment of "Emergency Circumstances" under Article 20 of Judicial Interpretation III of the Insurance Law of the People’s Republic of China, Shanghai Insurance; simultaneously included in LexisNexis Insurance Database, April 2020.

19. Does Intentional Violation of Insurance Clauses Definitely Constitute Exempted Acts?—Analysis on D&O Insurance Clauses Involved in Luckin Coffee Financial Fraud Incident, Shanghai Insurance; simultaneously included in LexisNexis Insurance Database, June 2020.

20. Does Defrauding Over 3 Million Yuan Insurance Indemnity via Fictional Flight Itineraries Constitute a Crime?—Brief Discussion on Intersection Between Insurance Interests and Insurance Fraud Crime, Shanghai Insurance, August 2020.

21. Should Insurance Companies Bear Liabilities in the Fake Gold Incident of Jinhuang Group?—From the Basic Nature of Property Insurance, Shanghai Insurance, October 2020.

22. Termination of Property Preservation Guarantee Insurance: Opportunity or Risk for Insurers?, Shanghai Insurance, January 2021.

23. Compliance Responses to Sales Misleading Disputes in Personal Insurance Market, China Legal Perspective, April 2021.

24. Does Failure to Disclose Multiple Insurance Policies Definitely Violate the Duty of Utmost Good Faith?—Taking Ai v. Insurance Company Personal Insurance Contract Dispute as an Example, Shanghai Insurance, June 2021.

25. Practical Answers to Corporate Property Insurance Claim Issues Under Severe Rainstorm Disasters, Shanghai Insurance, August 2021.

26. How Can the Elderly Guard Their Property Against Financial Frauds?, China Banking and Insurance News, October 19, 2021.

27. Why Did Mutual Aid Plans Cease Operation?—Legal Nature and Regulatory Dilemmas of Online Mutual Aid Programs, Shanghai Insurance, March 2022.

28. Brief Comment on Identification Criteria for Critical Illnesses in Critical Illness Insurance—Taking Hepatolenticular Degeneration as an Example, Shanghai Insurance, April 2022.

29. Legal Research on Quarantine Insurance Amid COVID-19 Outbreak in Shanghai, Shanghai Insurance, June 2022.

30. Brief Discussion on Identification Standards for Rare Diseases in Critical Illness Insurance—Taking Multiple Sclerosis as an Example, Shanghai Insurance, December 2022.

31. Reflection and Perfection of the Enforcement System of Cash Surrender Value of Personal Insurance Contracts—Taking Article 159 of the Draft Enforcement Law of the People’s Republic of China as an Example, Insurance Theory & Practice, February 2023.

32. Confirmation and Interpretation of Disease Definition Clauses in Critical Illness Insurance—Taking Judicial Trials of Type I Diabetes Insurance Contract Disputes as Examples, Insurance Theory & Practice, May 2023.

33. Effective Conditions for Assignment of Insurance Claim Rights in Personal Insurance—Brief Commentary on Article 13 of Judicial Interpretation (III) of the Insurance Law of the People’s Republic of China, Shanghai Insurance, August 2023.

34.Judicial Practice Analysis and Perfection Suggestions on First Beneficiary Clauses in Property Insurance Contracts—Taking a Mortgage Vessel Insurance Claim Case as an Example, Shanghai Insurance, May 2024.

1. 【Loss reduction of RMB 680 million】 Represented a municipal transportation group PPP project company in an investment return dispute arbitration against an investment fund, achieving a cumulative reduction in investment return expenditure of approximately RMB 680 million.

2. 【Subject amount of RMB 600 million】 Represented a property insurance company in handling a RMB 600 million guarantee insurance recovery project triggered by the collapse of an online lending platform, proposing a "criminal-led civil action" strategy to achieve effective loss reduction.

3. 【Subject amount of RMB 420 million】 Represented a property insurance company in handling a RMB 420 million performance guarantee insurance project under a trust plan, innovatively introducing a supervision mechanism and redesigning equity transfer guarantee clauses to effectively mitigate potential legal risks.

4. 【100% loss reduction】 Represented a property insurance company in a cargo insurance dispute concerning a foreign cargo vessel, successfully eliminating the claim with zero payout on a subject amount of RMB 240 million.

5. 【Subject amount of RMB 200 million】 Successfully resolved a wind turbine equipment insurance dispute for a property insurance company against a leading domestic enterprise, involving a subject amount of RMB 200 million.

6. 【Subject amount of RMB 30 million】 Represented a property insurance company in recovering nearly RMB 30 million of insurance advance payments from an agricultural insurance company, applying innovative evidentiary approaches and coordinating with government authorities to testify in court, achieving a strong recovery.

7. 【Loss reduction of RMB 30 million】 Represented a property insurance company in a general average dispute against a foreign cargo vessel and a central petrochemical enterprise, successfully rejecting a claim exceeding RMB 30 million.

8. 【Subject amount of RMB 20 million】 Represented a development company in an all-risk property insurance dispute against a property insurance company, increasing the compensation amount from RMB 3 million to nearly RMB 20 million, with the judgment upheld in the first instance, second instance, and retrial.

9. 【Loss reduction of RMB 16 million, 43% reduction rate】 Represented a large property insurance company in a property insurance defense case against an automobile sales company. The insured claimed nearly RMB 36 million, the first-instance judgment ruled that the insurance company should bear approximately RMB 20 million in insurance liability, and the second instance upheld the original judgment, achieving an effective loss reduction of approximately RMB 16 million with a reduction rate of 43%.

10. 【100% loss reduction】 Represented a large property insurance company in fully rejecting a litigation preservation liability insurance case filed by a real estate company, involving a subject amount of over RMB 13 million, achieving full claim rejection.

11. 【Subject amount of RMB 13 million】 Represented a property insurance company in fully rejecting a litigation preservation liability insurance case, involving a subject amount of over RMB 13 million.

12. 【Overall loss reduction of 94% in defense + recovery】 Represented a large property insurance company in a property insurance defense and recovery case against an apparel company. The insured claimed more than RMB 7.7 million, and the parties finally reached a settlement of RMB 3.6 million, achieving a loss reduction of RMB 4.1 million at the defense stage. In the subsequent recovery action, the property insurance company claimed RMB 6.2 million and settled for RMB 5.6 million. Through claim defense and recovery, the overall loss reduction was RMB 10 million, with a reduction rate of 94%.

13. 【100% loss reduction】 Represented a property insurance company in a property insurance contract dispute against an individual, dealing with a series of insurance fraud cases where illegal groups used old high-value vehicles. The insurer initially estimated that over ten old high-value vehicles were involved, with a total amount of over RMB 10 million. Through coordinated communication with public security authorities and various local courts, the team persuaded the public security authorities to file a case for investigation and achieved full claim rejection in all subsequent civil lawsuits.

14. 【Loss reduction of RMB 4 million】 Represented an export enterprise in an export credit insurance dispute with a state-owned export credit insurance company and in overseas recovery, recovering a total loss of more than RMB 4 million.